Self Cert Mortgages..

When you are looking into mortgages for a new home or are looking at getting a loan for a new business venture, you are probably not thinking about death. In fact you are probably thinking about the new opportunities and the new experiences you and your family or your business can enjoy when you secure a new property or important investment.

Therefore, you may be interested to know that in the word mortgage, ‘mort’ means ‘dead’ in French, and ‘gage’ comes from Old English and means ‘pledge’. The term was coined in the 1500s when a mortgagor who could not pay their debt on land which they had pledged, had that land taken away, and it was then considered ‘dead’ to them.

While this is the origin of the word, self certification mortgages do not have to have anything to do with death when you deal with us. We can organise terms and payments which allow you to continue living your life as you were, without having to restructure your life or your spending simply because you are paying off a loan.

So now you’re wondering how we can offer you such a wonderful loan which fits in with your weekly budget and still allows you to do all of the things you enjoyed? Well we organise self cert mortgages for all sorts of people from all sorts of backgrounds and this means that we can find you the best rate and the best deal with the best lender, regardless of your circumstances or financial history.

A self cert mortgage is one which asks for less, and sometimes even no, documentation than an ordinary mortgage application. This means that if you are self employed or have a poor credit rating for example, you may not have the extensive documentation required for a traditional loan.

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But now that you’re here, we can explain all of your self cert morgage options and find one which suits you and your lifestyle and allows you to get into that new home, office, boat or holiday you have been dreaming of.

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